Anti-Money Laundering (AML) Policy

Company Name: Starsky Global Inc.

Jurisdiction: United States

Effective Date: August 2022

1. Purpose

The purpose of this Anti-Money Laundering (AML) Policy is to ensure that Starsky Global Inc. complies with applicable U.S. laws and regulations including the Bank Secrecy Act (BSA) and guidance from the Financial Crimes Enforcement Network (FinCEN). The Company is committed to preventing the use of its services for money laundering, terrorist financing, or other illicit activity.

2. Scope

This policy applies to:

All users of Starsky Global’s products and services

All employees, contractors, and officers of Starsky Global Inc.

3.Regulatory Compliance

Starsky Global Inc. complies with:

The Bank Secrecy Act (BSA)

The USA PATRIOT Act

FinCEN guidance for virtual currency businesses

FATF Recommendations

Relevant state-level MSB regulations

4. AML Compliance Officer

A dedicated AML Compliance Officer is appointed to:

Implement and oversee AML controls

Monitor transactions and user behavior

File Suspicious Activity Reports (SARs)

Interface with regulatory bodies and law enforcement

Maintain audit trails and documentation

5. Transaction Monitoring

Starsky Global utilizes automated and manual monitoring systems to identify red flags such as:

Structuring (smurfing)

Rapid in-and-out fund movement

High-value transactions inconsistent with profile

Usage patterns matching known laundering techniques

6. Suspicious Activity Reporting (SAR)

The company files SARs with FinCEN in compliance with reporting thresholds and timelines. Reports are submitted confidentially and stored securely.

7. Record Retention

All AML-related records are retained for a minimum of five (5) years, including:

SARs

Monitoring logs

Internal investigation notes

8. Employee Training

All staff members undergo AML training:

During onboarding

Annually thereafter

Training covers red flag detection, legal obligations, and reporting procedures.

9. Independent Review

AML controls and practices are reviewed annually by an internal or external compliance auditor to ensure effectiveness and regulatory compliance.

10. Policy Updates

This policy is reviewed at least annually or upon significant regulatory changes.

Authorized by:

Starsky Global Inc.

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